Serbian citizens owe about 1,800 euros each

People in Serbia are becoming increasingly indebted.

If we look at the statistical data collated by the Association of Banks from the end of last year, we will find out that we all owe banks, again on average, about 1,800 euros.

Citizens borrowed 1,426 billion dinars from banks or about 12 billion euros. Understandably, the indebtedness of the companies is also greater now and they owe 1,847 billion dinars, while small business owners owe 71 billion dinars. In total, all companies, regardless of the size, are in debt of about 3,350 billion dinars, which is slightly more than 28 billion euros.

Cash loans grew too due to favourable and rather low interest rates. As much as 38.8 billion dinars of cash loans were approved last year, which is an increase of fewer than 330 million euros or 6.2% annually. Citizens now owe banks 664 billion dinars in cash loans and this type of loan is the most popular, having a 46.6% share in the number of all approved loans.

In 2022, housing loans recorded a considerable growth of as much as 12.6 percent. Currently, 152,000 housing loans are being repaid, and the average amount of a loan is 3.9 million dinars, or 33,000 euros. The delay in repayment of these loans is negligible – only 0.6 percent. The fact that the average amount of a housing loan is 33,000 euros, as well as the fact that there are almost no delays in payment of monthly instalments, indicate that people are very careful when borrowing for this purpose and act responsibly.

(Politika, 20.01.2023)

https://www.politika.rs/sr/clanak/533338/gradjani-zajam-stan-dug

 

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